What should I know before getting Accidental Death?

Universal Life Insurance

Guaranteed Benefits

Cash money value is a living benefit that stays with the insurance provider when the insured passes away. Any kind of exceptional car loans versus the cash money value will certainly reduce the plan's death advantage. Retirement planning. The policy proprietor and the insured are generally the very same individual, but in some cases they may be different. For instance, an organization could get key person insurance on an important worker such as a CHIEF EXECUTIVE OFFICER, or an insured could offer their own policy to a third celebration for money in a life settlement.